HRA Exemption Calculator
Calculate the tax-exempt part of your HRA under Section 10(13A) using the three-rule test, for metro and non-metro cities.
- Free, no limits
- Runs in your browser
- No sign-up
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How to use the HRA Exemption Calculator
- Enter basic + DA, HRA received and rent paid (monthly or yearly).
- Tick if you live in Delhi, Mumbai, Kolkata or Chennai.
- Read the exempt and taxable HRA.
Frequently asked questions
How is HRA exemption calculated?
It is the lowest of: actual HRA received, rent paid minus 10% of basic + DA, and 50% (metro) or 40% (non-metro) of basic + DA.
Can I claim HRA in the new regime?
No. HRA exemption is available only in the old tax regime.
Do I need rent receipts?
Employers usually ask for them; the landlord's PAN is required if rent exceeds ₹1 lakh a year. Use our Rent Receipt Generator.
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