SIP Calculator
Estimate the future value of a monthly SIP with expected return, optional yearly step-up, and invested vs returns breakdown.
- Free, no limits
- Runs in your browser
- No sign-up
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How to use the SIP Calculator
- Enter monthly investment, expected return and years.
- Optionally add an annual step-up %.
- See invested amount, estimated returns and maturity value.
Frequently asked questions
Are returns guaranteed?
No. Mutual fund returns vary; this is an estimate assuming a constant annual return, compounded monthly.
What is step-up SIP?
Increasing your monthly SIP by a fixed % every year, e.g. as your salary grows.
Which formula is used?
Each instalment is invested at the start of the month and grown at (1 + annual/12)^months remaining.
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