EPF Calculator
Project your Employees' Provident Fund balance at retirement with employee and employer shares, salary hikes and the 8.25% EPF rate.
- Free, no limits
- Runs in your browser
- No sign-up
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How to use the EPF Calculator
- Enter monthly basic + DA, your age and retirement age.
- Add your current EPF balance and expected yearly increment.
- See the corpus and year-wise growth.
Frequently asked questions
How much goes into EPF each month?
You contribute 12% of basic + DA. Your employer also pays 12%, of which 8.33% (max ₹1,250) goes to EPS pension and the rest to EPF.
What is the current EPF interest rate?
8.25% for FY 2024-25. Change the rate field if EPFO announces a new one.
Is EPF interest tax-free?
Yes, except interest on your own contribution above ₹2.5 lakh a year.
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