PPF Calculator
Calculate PPF maturity, interest earned and a year-by-year balance for 15 years or extensions, at the current 7.1% rate. Free and private.
- Free, no limits
- Runs in your browser
- No sign-up
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How to use the PPF Calculator
- Enter the amount you deposit each financial year (₹500 – ₹1.5 lakh).
- Check the interest rate and choose 15 years or a 5-year extension.
- Read the maturity value and the yearly table.
Frequently asked questions
How is PPF interest calculated?
Interest is computed on the lowest balance between the 5th and the end of each month and credited once a year. Depositing before 5 April gives the full year's interest, which this calculator assumes.
Is PPF maturity taxable?
No. PPF is EEE: deposits qualify for 80C (old regime), and interest and maturity are tax-free.
Can I extend PPF after 15 years?
Yes, in blocks of 5 years, with or without fresh deposits. Enter 20, 25 or 30 years to see the effect.
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