SWP Calculator
Plan monthly withdrawals from a mutual fund corpus: total withdrawn, final balance and how long the money lasts.
- Free, no limits
- Runs in your browser
- No sign-up
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How to use the SWP Calculator
- Enter the corpus and the monthly amount you want to withdraw.
- Enter expected return and years.
- Check whether the corpus lasts and the balance left.
Frequently asked questions
How is SWP calculated?
Each month the balance grows at the monthly rate, then the withdrawal is paid out.
Is SWP taxed?
Each withdrawal redeems units, so capital gains tax applies on the gain portion.
What is a safe withdrawal rate?
Keeping yearly withdrawals below the expected return helps the corpus last indefinitely.
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